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Bank the way you like, select from a variety of different accounts. " found in Section C of the Chime Deposit Account Agreement where we describe the process of closing the Spending Account and refunding the account balance. To understand what else you might need from your savings account, it's important to understand what part savings accounts should play in your finances. With a high-interest online <a href=";> <a href=";>home-loans-equity-mortgage-rates.com</a> </a>, you can earn much more. Look at the rate chart above to see the current annual percentage yield on these accounts. Many banks offer free savings accounts with competitive interest rates and no minimum balance requirements. Some financial institutions even offer savers the option to open multiple accounts — and name them — for different savings needs. The minor cannot withdraw this money until reaching the age you determine (usually 18 or 21). Then, the account can be converted to a regular savings account. $2,500 minimum balance. Six free withdrawals per month, $5 each additional. $10 monthly fee if balance falls below $2,500. Want to make your money work even harder? This savings account delivers with a tiered interest structure that pays more interest when your balance exceeds $2,000. Easy transfers to and from your checking account>>. It's generally wise to have a savings account, and they're often free — especially at online banks and community banks and credit unions. You can also make electronic deposits to a savings account from another bank. For example, link your local brick-and-mortar account to an online account that pays more or allows you to set up subaccounts” to help you save for goals. <img class='alignleft' style='float:left;margin-right:10px;' src="; width="261px" savings account calculator/><div style='text-align:center'><iframe width='480' height='336' src='; frameborder='0' allowfullscreen></iframe></div>