In the current edition, Dadashri gives various kinds of understanding to remove the wrong belief, which has set in through societal influence, that there is happiness in money, and to act according to the influence of the Gnani. The various topics covered include: what determines the inflow and outflow of money, the fact that hoarding is a violent intent, the intent to earn money is itself raudradhyan, the intoxication of the ego that increases with money, stinginess or greed for money, the greed for money ruins infinite future lives, worldly pleasures that are attained through money results in bondage and the bliss of the Self becomes veiled through them. Whatever is done in order to attain the Self is the ‘main product’, and as a result of that, the ‘by-product’ of money comes automatically, free of cost, in worldly life.