Let’s face it; no one likes to think about insurance or the reasons why we may need it. No one wants to ponder bad things happen to their properties or worse, their family members. But insurance is important. It can give you peace of mind when things are good, and help you recover from the worst of circumstances when everything goes wrong. And of all the things in your life that you insure, your home is easily one of the most important. Here are four great homeowner’s insurance tips to consider when purchasing your first policy.