See charitra moha as separate (English Dadavani June-2013)

Karma are getting discharged continuously from birth to death for every human being. Karma get charged as long as there is darshan moha. Darshan moha means ‘I am this’ and ‘I am doing this’. In Akram marg, after attaining the Gnan (Self-realization), ego leaves so whatever discharge karma remains, is called charitra moha. Charitra moha means effective moha, new causes are not bound. Darshan moha, represent seeds of karma sown in past life, its result as fruits in this life is charitra moha. That is called discharge moha. Now the anger-pride-deceit-greed, attachment-abhorrence, which happen, those are in the form of effect. It has to be resolved and settled with equanimity. Revered Dadashri has given Five Agnas and spiritual tool of pratikraman, so that one can settle charitra moha with equanimity. Dadashri says that whatever is getting discharged is not called charitra moha but interference in that, is charitra moha. Keval Gnan (absolute knowledge) happens after charitra moha ends.